Life Insurance Broker Trainee — No Experience | License Paid | Remote

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Become a licensed life insurance broker. No experience needed — we build you from zero and fund the le while you learn.

New Era Financial is a life insurance agency headquartered in San Antonio, licensed across all 50 states and running 100% virtual. Families request coverage information online — you call them back and help them choose the right protection. Brokers here represent multiple carriers, which means you get to recommend what's actually right for the family instead of pushing one company's product. No cold calling. No door knocking. Nobody sells to their friends and family.

Your first 30 days, in order:

- Get licensed. $100–$200 paid to the state, never to us — and we reimburse it 100% if you pass within your first 7 days. We walk you through every step and most people finish in 1 to 2 weeks. You can also earn before you're licensed: set the appointment, hand it to a licensed manager, they close it, you get paid.

- Training camp. Guaranteed, free, and run virtual so you start from wherever you are. Script, product knowledge, objection handling, live call coaching — daily, from producers still writing at the top of this industry. Show us something early and you're invited to San Antonio for a week of in-person camp on us: travel covered, proper housing, training in the room. Crush that week and you're offered another four to six down here. Every rung of that is earned, not promised.

- Start writing. Free lead flow while you ramp. You don't buy a lead to start.

Where it goes from there: a published comp grid where production milestones move your contract up in writing, then a builder track where you develop a team and earn overrides on everything it produces.

The numbers, straight: our average producing agent writes $20,000 per month in premium. Average approved application is about $1,200. That's production volume — take-home depends on your contract level, activity, and close rate.

The honest part: this is 100% commission, 1099. No base. No hourly. "Broker" is a license and a responsibility, not a salary. You will feel overworked and underpaid before the outputs catch up to the inputs. That stretch is the price of the craft.

Who does well here: competitors, athletes, military, career changers, and anybody who wants a licensed profession without four years of tuition to get into it.

What happens after you apply: we message you within minutes with the full breakdown, the pay math, and where to book your seat at our live Business Overview.

New Era Financial roles are 1099 independent contractor positions, 100% commission — no salary and no guaranteed income. Any figures referenced describe commission structure or industry context, not earnings you should expect; results vary and depend on effort, skill, licensing, and market conditions. Nothing here is a promise or guarantee of earnings. Licensing costs $100–$200 paid to the state, not to New Era Financial. New Era Financial is an equal opportunity organization and evaluates all applicants on job-related factors only.

Pay: $4,000.00 - $20,000.00 per month

People with a criminal record are encouraged to apply

Application Question(s):

  • Do you have a working laptop or computer and reliable home internet? (Yes / No)
  • Get ahead of the game — you can apply directly on our page and get to know more about us at Have you visited yet? (Yes / No)
  • To prove you're you at least 17 years of age please state your age.
  • This role is 100% commission with no base pay and no hourly pay, meaning you are paid on your work ethic not just by clocking in and out. Are you fully comfortable with that? (Yes / No)
  • Getting your life insurance license takes about 5-10 days and $100–$200 paid to the state your in, not to us — reimbursed 100% if you pass within your first 7 days. are you okay with that?

Work Location: Remote

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